Interactive tool

Private-pay care budget calculator

Estimate what in-home care might cost based on hours per week and an hourly rate. This is a planning tool — not a price quote, benefits determination, or guarantee of what any agency charges.

20 hrs
1 hr84 hrs (full-time)
$22/hr
$15$50
$/ hour
Estimated cost
Per week$440
Per month (avg)$1,907
Per year$22,880

Based on 20 hours/week at $22/hr. Monthly figures divide 52 weeks by 12 months. Actual costs vary by agency, services, location, and care level.

How to use this estimate

This calculator helps you plan a rough budget for private-pay home care. It does not determine Medicaid eligibility, replace a provider's actual rate, or account for insurance coverage. Always confirm real pricing and payment options directly with agencies you're considering.