Education
Private-pay home care
When you pay for home care yourself — out of pocket or through long-term-care insurance — you have the most flexibility in choosing a provider and schedule.
- You pay the agency directly — hourly, daily, or by package
- No eligibility determination needed to start
- You choose the agency and the schedule
- Long-term-care insurance may reimburse some costs
- Veterans' benefits may help some families — confirm with the VA
Costs vary by agency and region. We only display payment arrangements confirmed by the provider. Contact agencies directly for current rates. This is educational information — not financial or benefits-eligibility advice.